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GST

Unsecured loan

Personal Loan Calculator

Typical 12–24% unsecured credit. See the true cost of a short tenure.

Formula

EMI = P × r × (1 + r)ⁿ / ((1 + r)ⁿ − 1)

About this calculator

Personal loans are unsecured, so rates are higher and tenures shorter. Processing fees (1–3%) are not in this EMI — add them to the true cost.