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GST

Systematic Withdrawal Plan

SWP Calculator

How long a corpus lasts if you withdraw a fixed amount every month.

Formula

Each month: balance = balance × (1 + r) − withdrawal.

About this calculator

An SWP is the retirement counterpart of a SIP — you sell units every month. Sequence-of-returns risk matters: a bad market in the first years can exhaust the corpus faster than the average return suggests.