National Pension System
NPS Calculator
Estimate retirement corpus, lump-sum withdrawal and monthly pension from NPS.
Formula
Corpus uses the SIP future-value formula. Monthly pension ≈ (annuity corpus × annuity rate) / 12.
About this calculator
NPS is a market-linked pension. At 60 you must use at least 40% of the corpus to buy an annuity; the rest can be withdrawn (tax rules apply). Equity allocation is capped (75% for active choice under 50).